Why TAM?

Who we are

TAM Asset Management (TAM) is an award-winning discretionary investment manager founded in 2000 by our CEO, Lester Petch. TAM is majority owned by our management team of experienced investment professionals, managing assets of over £415m as at 31st December 2020. With UK and International operations, TAM offer the flexibility of both onshore and offshore investment management to clients around the world.

What we believe

We believe that every investor should have access to professional investment management services regardless of their level of wealth, which is why over the years we have designed and developed a range of services for advisers to meet the varied and complex needs of their clientele. This principle also forms part of the FCA's mission to ensure that no group of potential investors are denied access to investment services.

Our aim

Our aim is simple; to maximise performance and outperform our benchmarks with minimal risk. We are committed to providing an exceptional investment management service to all clients, dedicated to acting with honesty and transparency in everything we do. Our discretionary investment management service was initially designed, and undergoes continuous development, to provide clients with peace of mind in respect of the key portfolio fundamentals outlined below.

Accessibility

We have made our portfolios as accessible as possible. We accept investments directly or transfers from an ISA, pension scheme, life insurance bond or trust. We work with most of the major product providers and are adding new ones each day, taking away adviser burden by liaising directly with the ceding offices.

Liquidity

The liquidity of an investment is fundamental for its consideration for a portfolio. The time to return clients' money is reported every day and we do not impose any lock-in periods for clients withdrawing or moving their funds if their circumstances change, or they are not entirely satisﬁed.

Flexibility

Our investment portfolios benefit from our ability to adjust their compositions in order to quickly react to key market conditions. This flexibility allows us, within a portfolio's parameters, to add protection or take advantage of a growing market. To illustrate, the image shows the actions taken by our investment team to protect clients' wealth during the 2008 financial crash, actions similar to those carried out during the 2020 COVID-19 market fall.

Risk Management

We manage portfolios across the risk spectrum and their composition is driven by key market conditions. Our Focus, ESG, Sharia and Passive ranges are available in Defensive to Adventurous, and our Premier service is available across the spectrum.

The chart is for illustrative purposes only. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within speciﬁc guidelines.

Diversification

TAM uses diversiﬁcation across asset class, geographical focus and underlying funds to spread risk and exposure. For more information about our diversified investment management strategy, just click here.

The chart is for illustrative purposes only. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within speciﬁc guidelines.

12 year track record

As at 30th June 2020 we have a 12 year track record which demonstrates our depth of knowledge and understanding needed to quickly respond to ever-changing market and regulatory conditions. For full details about our portfolio performance just click here.

Capital Preservation

Capital preservation is at the forefront of TAM's investment strategy. Our active portfolio management enables the investment team to reduce risk during difficult market periods, minimising losses for client portfolios and therefore resulting in potentially stronger recovery in ﬁnancial markets in the years that follow. To illustrate, the image shows the average performance of TAM's investment portfolios against their benchmark during the 2008 financial crash and 2020 COVID-19 market fall.

Average TAM Premier portfolio return from 1st January 2008 to 31st December 2008 and 1st January 2020 to 31st March 2020 net of TAM fees. Each benchmark is a composite of the broader UK equity market and the sovereign debt market. Past performance is not a guide for future returns.