Our ESG investment solution


Our TAM ESG service provides investors with a range of environmental, social & governance (ESG) portfolios designed to protect and grow their wealth in a socially responsible manner. TAM ESG clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer five risk-graded portfolios that span the risk spectrum from more defensive, lower risk returns, through to higher risk, equity based investment returns.
PORTFOLIO INCEPTION AVAILABILITY AMC FACTSHEET
Direct Platform
ESG Defensive

1-Jan-2016

Direct, 7IM, Ascentric, Aviva, Novia, Transact

 0.40% 0.30% Defensive
ESG Cautious

1-Jul-2013

Direct, 7IM, Ascentric, Aviva, Novia, Transact

 0.40% 0.30% Cautious
ESG Balanced

1-Jan-2014

Direct, 7IM, Ascentric, Aviva, Novia, Transact

 0.40% 0.30% Balanced
ESG Growth

1-Apr-2014

Direct, 7IM, Ascentric, Aviva, Novia, Transact

 0.40% 0.30% Growth
ESG Adventurous

1-Nov-2013

Direct, 7IM, Ascentric, Aviva, Novia, Transact

 0.40% 0.30% Adventurous

The TAM ESG Portfolios


Defensive
ESG Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to ESG Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Cautious
ESG Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than ESG Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.

Balanced
ESG Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to ESG Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

Growth
ESG Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to ESG Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.


Adventurous
ESG Adventurous seeks to generate strong capital growth over the longer term and can experience frequent and higher levels of volatility than ESG Growth. The portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.



The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.

What is ethical investing?

Ethical investing considers its impact on the wider world. It integrates a range of factors into its decision-making processes to ensure that no investment supports potentially damaging industries. Ethical investing pays attention to a range of issues such as climate change, water management, workplace management, ethical innovation, employee diversity, human rights and labour policies and practice. Ethical investing is not philanthropy, while it’s concerned with protecting society and the environment from further harm, its simultaneous goal is to build wealth.

Everyone's definition of 'ethical' is different and as such, so is everyone's idea of ethical investment. The same applies to fund managers that market their funds as ethical - not all will share the same views or adopt the same strategy for selecting stocks for their funds. Ethical investing has dramatically evolved over the years and today there is a wide variety of ethical investment styles available in the market, such as negative screening, impact investing and engagement, but perhaps the fastest growing investment strategy is environmental, social & governance (ESG) investing.

Our approach to ethical investing

Our investment managers follow a rigorous process when selecting funds for the TAM ESG portfolios, conducting extensive research into the universe of socially responsible investments. This includes one-on-one meetings with fund managers followed by detailed desk-based analysis looking further into the fund’s investment process, portfolio positioning and performance. The team will only select a fund that has proven to deliver on its ethical mandate, adhering to their stringent and comprehensive investment process which screens stocks to ensure only companies with socially responsible business or activities are included.

There is a blend of ethical investment styles incorporated into our TAM ESG portfolios. We want to take full advantage of the developments that have taken place in the ethical market in order to deliver a broader and more diverse ethical investment strategy. Our aim is to appeal to a wide range of socially investors and provide portfolios that best suit their ethical, as well as financial requirements.

Downloads


TAM ESG Brochure

To discuss our model portfolio performance or to find out more about our ESG investment portfolio range, click here to get in touch today.

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