We understand that making the right financial decision is imperative for all clients and in 2013 we launched TAM Ethical - our suite of socially responsible investment portfolios, alllowing investors to combine their ethical considerations with a strategy designed to deliver long-term capital growth. Clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer five risk graded portfolios that span the risk spectrum from more defensive, lower risk returns, through to higher risk, equity based investment returns.
Our ethical fund portfolios
Ethical Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Ethical Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Ethical Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than Ethical Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Ethical Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to Ethical Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions
Ethical Growth seeks to generate higher capital growth over the medium to long-term by employing a more dynamic investment strategy. The portfolio will have a higher exposure to equities compared to Ethical Balanced - typically comprising of 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Ethical Adventurous seeks to generate strong capital growth over the longer term and can experience frequent and higher levels of volatility than Ethical Growth. The portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within speciﬁc guidelines, so the above asset allocation is intended as a guide only.
Access to professional discretionary management without incurring premium costs.
We produce a comprehensive report which clearly focuses on investment objectives, risk rating and asset allocation. This is provided to all clients before they invest with TAM.
A range of risk graded portfolios
The Ethical portfolios span the risk spectrum from a Defensive, lower risk grading, to an Adventurous grading with a higher equity content.
You can invest directly into the four Ethical portfolios, or use them as an underlying asset for an ISA, SIPP, Pension, Workplace Pension, Trust or a Life Assurance wrapped product.
The Ethical portfolios run on TAM’s innovative platform, which allows instant valuations, performance information and asset exposure analysis.
We provide the highest levels of transparency for assets and costs in line with, and often exceeding, that required by the industry.
International investment and increased diversification
The Ethical product allows for a broadly diversified investment solutions including an international element in line with the risk profile selected.
Fast and simple application process
Once a professional adviser is registered with TAM they can download customised client reports and efficiently open accounts.
With a best of breed approach, TAM creates and manages portfolios diversified not only by underlying investment asset and sector, but also by manager and corporate provider. This is essential to adding value to client portfolios. Depending on the risk graded portfolio selected, TAM uses OEICS, unit trusts, exchange traded funds and structured products to access a broad range of assets including equities, fixed income, property, commodities, alternative investment and hedge funds.
To find out more about our ethical investment portfolio range, get in touch today.